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Very Buy Now Pay Later


Get 10 back when you spend 125 or more with code GETFESTIVE10Get 20 back when you spend 175 or more with code GETFESTIVE20Get 30 back when you spend 250 or more with code GETFESTIVE30We will charge the full order value and then apply the credit back to your chosen payment method once the order is dispatched. The code can only be used once and not at the same time as other offer codes. Insurances & delivery/installation charges are excluded from the offer. Please note that if you return items from your order the credit will be reversed if the order value falls below the required amount.




very buy now pay later


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The code can only be used once, and not at the same time as other offer codes. Pre-order and sale items,Financial Services products and delivery/ installation charges are excluded from the offer. Please note that ifyou return items from the order the credit will be reversed if the order value falls below the minimum required.


What is Buy Now Pay Later?Buy Now Pay Later is an interest-bearing option available with Very Pay that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).You can choose:Buy Now Pay Later for 6 months when you spend or more.Buy Now Pay Later for 9 months when you spend or more.Buy Now Pay Later for 12 months when you spend or more.The delayed payment period and minimum order values to qualify for Buy Now Pay Later are subject to offer, and will be detailed in checkout.How is interest calculated?Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.How to avoid paying interest?You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period. Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump sum of compound interest will be charged to your credit account.How do I make a Buy Now Pay Later payment?To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific Buy Now Pay Later you wish to pay off. Alternatively, you can call us.What happens after the delayed payment period?If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account. Any outstanding balance plus the interest will now become payable on your account.As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.What is excluded from Buy Now Pay Later?The costs for delivery and installation services cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.Do I still have to pay my minimum payment?Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. If you have a non-Buy Now Pay Later balance on your credit account, you will still need to make at least your minimum payment as shown on your statement.


Offer excludes Dyson Airwrap, MacBook Pro M2 14inch & 16inch, Mac Mini M2, all Samsung S23, S23+ & S23 Ultra variants, Google Pixel 7 models, iPad (10th Gen 2022), iPad Pro (2022), iPhone 14 models, Apple Watch Series 8, SE2 & Ultra, PlayStation 5 & Xbox Series X consoles, egg2, digital downloads, insurance products, delivery & installation services. It cannot be used in conjunction with other offers.


Consumer groups warn buy now, pay later (BNPL) providers will continue to exploit loopholes unless the federal government imposes stricter regulations to nip the next wave of credit products in the bud.


There was clearly a need to rationalise a sector which, in its ascendancy, saw new players popping up like mushrooms - with each new outfit (and those financing them) ignoring the conventional rule of economics that suggests that not everyone can win in a crowded market.


The buy now pay later sector feels like it\\u2019s collapsing in real time. A year ago, it was like watching an episode of \\u2018Who Wants to be a Billionaire\\u2019. Today it\\u2019s like tuning into \\u2018Survivor\\u2019. 041b061a72


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